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Official IRDAI Motor Tariffs

Two-Wheeler & Bike Insurance Calculator

Check statutory Third-Party (TP) insurance rates for bikes and scooters with instant 18% GST calculation.

IRDAI Premium Estimate

DL 01 AB 1234
Selected Vehicle Model: Hero Splendor Plus
Basic Third-Party (TP) Premium: ₹ 714
GST (18% Applicable): ₹ 129
Total Payable Amount: ₹ 843
Disclaimer: Prices are estimated according to official IRDAI statutory tariff guidelines. Actual payable premium may vary slightly based on regulatory revisions or insurer policies.
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Frequently Asked Questions

1. Is this premium legally compliant for traffic police checking?
Yes. These tariffs are formulated by the Insurance Regulatory and Development Authority of India (IRDAI). A valid TP policy serves as full statutory compliance against traffic fines.
2. Does third-party insurance cover accidental damage to my own bike?
No. Third-party insurance covers bodily injuries, death, or property damage caused to another vehicle or pedestrian. For own-damage protection, a Comprehensive policy is recommended.