Frequently Asked Questions
1. What is the mandatory passenger liability cover for commercial taxis and autos?
Under IRDAI regulations, every commercial passenger vehicle must carry passenger liability coverage calculated at ₹1,070 per registered passenger seat (excluding the driver) in addition to the base third-party tariff.
2. What happens if a commercial cab operates without valid third-party insurance?
Driving an uninsured commercial taxi or auto-rickshaw leads to vehicle seizure, heavy traffic police fines, and potential cancellation of state transport or All India Tourist Permits (AITP).